Category: Blog

Curious about using your old car as a down payment for a new one? Join us in our latest video blog, "Can I Trade In My Vehicle As A Down Payment?" as we dive into the criteria that determine whether your trade-in can become a valuable asset in securing a loan....

Planning to invest in a used car? Buckle up for our latest video blog, "How Do I Check the Full Vehicle History on a Used Car." Discover the crucial first step in ensuring your peace of mind—obtaining a comprehensive vehicle history report. Learn why these reports...

Are you caught in the intricate web of car trading, especially with the added challenge of poor credit and a bad credit auto loan? In this video, we'll unravel the complexities surrounding a common concern: negative equity. As we explore the nuances of trading in a...

Exploring the world of auto loans while self-employed with poor credit? Our latest video, "Can I Get An Auto Loan While Self-Employed With Poor Credit?" is here to guide you through the crucial steps in navigating this financial landscape. When it comes to securing an...

Introducing our video titled "How can I save money on my car insurance?" In today's world, managing your finances effectively is crucial, and one area where you might be able to cut costs is your car insurance. In this video, we'll provide you with practical tips and...

Welcome to our blog post about Forced Placed Insurance when it comes to auto, which might be a new term for some of you. Imagine this: your car doesn't have insurance, and your lender wants to make sure they're protected. They get a special kind of insurance called...

Credit reports are an integral part of our financial lives, influencing everything from our ability to secure loans to the interest rates we receive on credit cards. But what happens when you've experienced a car repossession? For many, this can be a distressing...

Welcome to our video, "How Do Down Payments Work for Auto Loans?" Today, we'll unravel the importance of down payments in the world of auto financing, particularly when your credit history isn't pristine. Auto lenders commonly request a down payment, whether in cash...

Ever wondered what's in your credit report? Your credit report is more than just numbers; it's a comprehensive narrative of your financial journey. From payment trends to account balances, work history to transactions – it's all captured here. In this enlightening...

Unlocking the Mystery of Credit Bureaus: Dive into the world of credit reporting agencies with us! Did you know that these behind-the-scenes powerhouses play a crucial role in shaping your financial journey? Let's break it down: A credit bureau is like a data wizard,...

Welcome to our video called "What Are the Total Monthly Expenses As A Car Owner?" Having a car is convenient and gives us the freedom to travel, but it also means we have to spend money on various things. In this video, we'll talk about the important parts of being a...

Today, we'll shed light on an essential concept that plays a crucial role in the lending industry – "Loan-to-Value" or LTV. Whether you're simply looking to understand the intricacies of borrowing against an asset or looking for auto financing, understanding LTV is...

In the world of personal finance, there are few things as worrisome as the thought of damaging your credit score. It's a three-digit number that holds significant sway over your financial opportunities, determining whether you can secure loans, obtain favorable...

Are you wondering "how can I improve my credit score"? Well, welcome to our comprehensive video guide on improving your credit score, where we unravel the mysteries of this crucial financial metric. Your credit score is more than just a number; it's a key that unlocks...

Owning a reliable vehicle is often a necessity rather than a luxury. However, the idea of purchasing a car may seem daunting or even impossible for those facing the challenge of bad credit. Enter Onyx Financial, a leading financial institution specializing in...